Federal Disability Benefits

The Social Security Administration also provides disability benefits to workers. The Social Security laws require that the disability be of the type that will last at least 12 months if the individual is to receive any benefits. Also, there is effectively a six-month waiting period before benefits will begin.

A disabled worker is entitled to monthly cash benefits beginning with the first month in which the disabled worker meets all of the following conditions:

Benefits end when any of the following events occur:

Interaction with other benefits. Social Security disability benefits are reduced by whatever the individual receives from workers' compensation. Benefits, however, are not reduced by what the individual may receive from private insurance.


Work Smart

To get more information on how Social Security disabled worker benefits are administered, check out the Social Security Handbook 2001.